ModernLend

Online lender using alternative data metrics to lend to creditworthy international citizens

ModernLend is an online lender using machine learning to underwrite and lend to creditworthy borrowers who don't have a full FICO history. By understanding your education, employment and financial background, we can determine your creditworthiness without requiring SSN or FICO credit score. ModernLend is a portfolio company in Entrepreneurs Roundtable Accelerator, raised VC equity funding, won BBVA Bank’s Global FinTech Competition and Wired Money's Startup Stage Competition, and is currently partnering with a bank to issue credit cards customized for international citizens